USAA Insurance is perhaps the most exclusive of all insurance companies. Since the company was founded in 1922, they have restricted their policies to members of the United States Military. At first, USAA insurance was a benefit only available to officers, but that policy was changed in the mid-1990’s to give insurance access to all active duty military, including both male and female enlisted ranks.
USAA Insurance is available to all military personnel who are either still on active duty, retired, or honorably discharged. It is also available to officer candidates such as ROTC, OCS/OTS members, and those who attend military academies. Adult children of eligible parents are also eligible, as well as widows and widowers of USAA members who had or have held USAA policies.
In 2009, USAA Insurance changed their acceptance policy once again, expanding the availability to anyone who has served in the military and received an honorable discharge. This policy change gave USAA access to Vietnam veterans who had been unfairly excluded under the previous guidelines. It also boosted the number of eligible insurance applicants from 25 million to around 60 million Americans.
To verify your eligibility, you will need to provide USAA Insurance with certain information. Your birth date, Social Security Number, and the date of enlistment, retirement, commissioning or separation from the service will be required to verify your eligibility and confirm your military status. If your eligibility is still unclear after reading the requirements listed here, this information can be used at the USAA insurance website to perform an immediate online verification of eligibility.