Instant everything. Great prices. Big heart.
Home and Renters Insurance Built For the 21st Century
Lemonade’s amazing coverage protects the stuff you own at home and everywhere else.
Maya, our charming artificial intelligence bot, will craft the perfect insurance for you. It couldn’t be easier, or faster.
3 Minutes To get paid
90 Seconds To get insured
The #1 rated insurance company in America!
Lemonade is scored highest on the App Store, Google Play, Supermoney, Clearsurance, and more…
“An Insurance Company That Homeowners Actually Might Love (Seriously)”
Great Prices, Monthly Subscription
Already insured? We’ll take care of the switching hassle.
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People left these insurance companies to join Lemonade:
How Lemonade Works
Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it’s your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*
A flat fee to run everything
We pay claims super fast
If there’s money leftover, we give it back to causes
* Subject to board discretion and the company meeting certain financial standards