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Takes about 5 mins
*Based on online independent research by Consumer Intelligence (March ’20). 51% of car insurance customers could save £285.88
What details do I need to get a quote?
It takes about 5 minutes to get car insurance and if you’ve used us before, it’s even quicker than that. Having the following details at hand can speed things up:
The car’s number plate is useful, but not essential. Please declare any modifications.
Details of your NCB in years. You can request this from your insurance provider.
You’ll need other drivers’ names and licence details to add them to any policy.
Type of licence; how long you’ve had it; details of any points or disqualifications from the last 5 years.
Date, claim cost and accident type for any accidents or claims in the last 5 years.
What are the different types of car insurance available?
A standard policy will usually cover a single car for 12 months. But, depending on your needs, other types are available. These include:
Insure all the cars at your address and get a discount.
Cover for those learning to drive in their own or someone else’s car.
Uses an app on your phone or box installed in your car to monitor your driving. Information such as when you drive, your speed, braking and handling is captured and shared with the insurance company to base policy prices on.
Cover specifically designed for owners of classic cars. For insurance purposes, a classic car can be any car that’s older than 15 years.
If you use your car for more than just domestic use, including business driving away from your normal place of work, you’ll need a business policy.
Takes about 5 mins
What level of cover should I choose?
There are three main levels of cover to choose from but it’s worth comparing prices as the lowest level isn’t always the cheapest option.
We’ve covered the three levels of cover in more detail in our guide to car insurance policy types.
Why use Confused.com to compare car insurance?
Confused.com is the UK’s first and longest-running insurance comparison website. We make buying car insurance less confusing. We search hundreds of prices from a range of trusted insurance providers to find you the best deal. With our product ratings, money-saving tips and handy guides, finding the best cover for you is made easy.
We help you avoid price increases at renewal time and on average you could save up to £285*. If you do decide to buy through us, we get a small fee from the provider. The most important point to note is that we don’t make money at your expense. Comparing with us costs you nothing!
Confused.com Rewards is our way of saying thank you to you. Our rewards are free, not free-ish. Choose a gift that’s completely free, every time you buy a car or home insurance policy.
“I’ve saved £70 off my renewal thanks to Confused.com. Simple and fast. No problems at all.”
Carol – Confused.com customer
We compare 112 car insurance providers to save you money.
How can I get cheap car insurance?
With the average comprehensive policy now costing £809 a year**, it’s more important than ever to shop around and compare prices. Even while you compare, there are things you can change that may help you get cheaper insurance:
While getting a good price is important, it’s also worth making sure the policy you choose has the right level of cover you need to protect you and your car. This might mean cheapest isn’t always the best choice for you.
Takes about 5 mins
Car insurance policy features (add-ons)
Once you’ve got your quote, it’s also possible to include a selection of add-ons or extras for added peace of mind:
If you’re involved in an accident that wasn’t your fault, legal cover could help you recover certain uninsured losses that aren’t covered by your own insurance policy.
As an alternative to a standalone breakdown policy, it’s possible to include cover as part of your insurance policy. The levels of cover available will vary between insurers.
If your car is out of action as a result of an accident, you may want access to a courtesy car while yours is repaired.
Get cover for repair or replacement of your windscreen following an accident.
Personal accident cover
This can provide additional cover on the policy for injury and/or death caused by an accident.
Some providers may include features as standard in their policies. If there are any extras you’re particularly interested in, it’s easy to choose an add-on once you’ve got a quote. We’ll then recalculate your prices to show policies that include it.
How much does car insurance cost?
The average price for an annual comprehensive insurance policy is £809**. That’s an increase of 6% in the last 12 months.
That price is an average of lots of quotes. Your price will vary – it’s based on many factors like your age, where you live and the car you drive. Find out more about how car insurance is calculated.
This is the steepest annual increase in prices in more than two years, making it more important than ever to shop around and compare your best prices.
Interested in how prices for your region, age or gender have changed? Take a look at our price index calculator to get an estimated cost on your insurance.
**Price based on the Q1 2020 Confused.com car insurance price index
Need more help?
Got more questions about car insurance? Our FAQs could help.
Typically it’s cheaper to pay for insurance in one go. Opting to pay monthly via direct debit could end up costing you over 16% extra (based on Confused.com data – January 2020).
When you get quotes through Confused.com, you’ll usually see ‘soft searches’ on your credit report. These are nothing to worry about. They’re only visible to you and don’t affect your credit rating. A ‘soft search’ is usually just used to confirm your identity.
The only time you’ll see a ‘hard’ search on your credit history is if you choose to buy car insurance and pay for it monthly. This is because the monthly payment is paid over a contract period (usually 12 months) and the insurer needs to check you’ll be able to cover the cost over the length of the policy.
To get an estimate, if you know on average how many miles you drive a week, you can multiply that figure by 52 to give you a yearly figure.
Alternatively, if you’ve had your car for a year or more, you can compare the mileage on last year’s MOT document to this year’s. If you don’t have the documents to hand, you can use the GOV.UK MOT checker to find the details.
This is the amount you’d have to pay in the event of a claim, in addition to any compulsory excesses set by the insurance provider.
If you have a pickup and you’re looking for insurance, you’ll need to go to our van insurance page to get a quote. This is because, generally, 4x4s are classified as cars and pickup trucks aren’t. This is due to their longer wheel base and the fact they often exceed 3.5 tonnes.
The majority of insurance providers will only accept your NCB if you’ve earned it as a policy holder of a privately insured car.
When getting a quote, please enter your total NCB years as 0.
However, you may want to contact your chosen provider before purchasing the policy to see if they’re able to accept any NCB from a company car.
Still got questions? Take a look at our full list of FAQs.
Takes about 5 mins
What our car insurance customers think
“Easy to use website, got great quotes, cheaper than last year and even got a reward for using them! 🙂 will be using again.”
Karen – 30th March 2020
“Really quick and easy site to use – saved a packet too on my previous automatic renewal!”
Elizabeth – 30th March 2020
“Easy to use website & cheapest quote out of all the comparison sites.”
Janet – 31st March 2020
What our expert says:
“Don’t settle for your insurer’s renewal offer. Take just five minutes to compare prices with us and you could save £100s. If you’re organised, you’ll usually see your cheapest price about 3 weeks before your insurance is due.”
Alex Kindred, Car insurance Product Manager
Save even more
Quotes still too high? There are things you can try to make your insurance cheaper:
Great deals on home breakdown, roadside recovery and even European cover.
After buying car insurance, 95% of Confused.com customers would recommend us (based on 38553 Reviews.co.uk respondents – as of 15/01/20). Read our reviews