Auto Insurance

Father and son

Customize Your Plan

Pay for what you want—not for what you don’t.

Coverage options include:

Enhanced Total Loss Replacement2

If your car is a total loss after a crash, we’ll pay to replace it with a new model.

Enhanced Exterior Repair Option

Get original exterior parts from the manufacturer instead of aftermarket parts.

Loan/Lease “Gap”

We’ll cover the gap in what you owe on a loan or lease if it exceeds the actual cash value of your vehicle at the time of a total loss.

See more options and discountsHouse

Savings Worth Asking About

Get great value for your auto insurance needs.

Disappearing Deductible

Reduce your comprehensive and collision deductible by $50 on each vehicle for every policy term you go claim free.

Claim-Free Rewards

Earn cash back or a renewal credit every policy term you remain claim free.

AAADrive™ Insurance Discount

Improve your driving habits and save money on your auto insurance with your smartphone.3

See more options and discounts

AAA Living

Understanding Car Insurance: How the Claim Process Works

Filing a claim is less stressful when you know what to expect.

AAA Living

This Member Shares How AAA Helped Him After a Car Crash

After a car accident, a member’s eyes are opened to the benefits of insurance through AAA. Here, Scott Crawford shares his story.

AAA Living

That’s Not Covered? Surprising Facts About Auto Insurance

Do you know if your car insurance covers these common issues and situations?

Insurance and Beyond

AAA is there for you in many ways on the road.

Count on Our Claim Services

Filing a claim is less stressful when you expect something more from your insurance provider.

See Claims info

Life is Simpler with 24/7 Online Self Service

Easily manage your policy online. Get your proof of insurance, see your policy, update billing options, and more.

Visit Online Account

Car Shopping? Buy and Borrow for Less With AAA

An auto loan through AAA could save you hundreds of dollars. Finance a new or used vehicle with a low-cost AAA auto loan.

Learn More

Save on Your Car’s Needs

Whether it’s hotels to stay in on your road trip, auto repair, or a gadget to spruce up your car, AAA has discounts available for all your driving needs.

See savings


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