How to make money on mobile, in three easy steps

Earlier this week, I wrote about how Facebook is in danger from a new kind of social network, one that’s born mobile and figures out how to make money on that mobile usage.

I figured, in response to many questions and comments, it was only fair to get a little wonky for a moment about who actually is making money on mobile, or how a site or startup might try a mix of potentially successful strategies in the future. Here are my guesses.

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First, the only apps and companies making significant money on mobile right now are making most of that money off in-app purchases. The apps are free, and if you want upgrades like extra jewels, more levels, additional features and so on, you pay small amounts of money over time. Research house IHS speculates that in-app purchasing would generate $5.6 billion in revenue in 2012, up from $970 million in 2011. That number would equal fully 64 percent of app revenue.

And in-app purchases can take all kinds of forms: it doesn’t just have to be buying extra jewels in Bejeweled 2 or the Mighty Eagle to get you out of your Angry Birds jam. It’s a popular option in photo filter apps, fitness apps like Skimble are trying it for additional workouts, and the model works fine for subscriptions, as well.

Just buy your way out of trouble, with Mighty Eagle. Rovio

Amazon just started testing in-app purchasing, and while it appears that only 2 percent of Android apps offer in-app buying, that really just means it’s kind of an untapped market. It’s a proven winner, too: 72 percent of revenue from App Store titles on iOS come from apps with in-app purchasing.

So, that’s one obvious mixer in the money-making cocktail we’re creating here.

The next is retail and leads: a company gets paid because users click on coupons, take advantage of a local deal, or buy things that are aggregated on a mobile site or app. I know Groupon’s current stock price would seem to indicate that local deals are a dead end, but I’ve never seen a busier cul-de-sac. There’s still something to the idea of local offers — maybe not local deals that feel a little off, somehow, but to the concept of letting you know what’s around you when you’ve got your nose glued to your smartphone while you’re walking.

Plus, there are in-app commerce opportunities galore. Apps like Karma, which we profiled at South by Southwest, have a simple premise: aggregate products, make it super easy and social for you to buy gifts for people, and then get paid every time you buy one of said gifts. (Why Facebook, for example, doesn’t have gift-giving integrated all on its own is just beyond me.)

Start imagining a fun, easy-to-use app that’s social, offers in-app upgrades, and lets you buy really great curated items either as gifts or based on your interest and location…and you start feeling like you’ve got a winner on your hands.

Social gift-giving app Karma lets you send actual, real-life tasteful gifts to your Facebook friends. Karma

Then, of course, you’ve got the booze in the shaker: ads. Advertising is still the biggest moneymaker in mobile — it’s just had a slow takeoff. You can’t blame Facebook entirely for not making any money on mobile (although they should have seen the mobile shift coming and made some alternate plans). Mobile advertising accounts for just 29 percent of mobile revenues because advertisers have been slow to jump in the pool. That means, as Mary Meeker pointed out this week at All Things D, that there is massive growth potential in mobile advertising.

Right now, advertisers are concerned that maybe mobile ad tracking isn’t as detailed as Web tracking; publishers are figuring out how one ad in an app or on a mobile Web site can make up for five or 10 ads on a full-sized Web page; everyone is trying to figure out mobile CPMs and targeting that isn’t too creepy and how to work with ad networks that can sometimes be more trouble than they’re worth.

But as I said earlier this week, these issues will sort themselves out, especially as advertisers and publishers start to see how much money is really on the table. Maybe that money will come in smaller increments, and it will take a creative combination of money-making strategies. But it’ll happen; only question is who will get the proportions right first.


State Farm Health Insurance Company

State Farm Health Insurance Company

Reviewed on October 10, 2009 / 0 reviews

State Farm has been in business since 1922. Their primary business was auto insurance; however, over the years they included many other kinds of insurance. This includes insurance provided by the State Farm Health Insurance Company in order to provide their customers with the option to get every type of coverage they might need at one company. State Farm Health Insurance Company is an example of one of the many services offered by the larger entity called simply, State Farm.

State Farm health insurance is underwritten by Assurant (click here to read the full Assurant Health Insurance Review), a company that has been providing health insurance since 1892. They offer their experience in combination with State Farm, which provides State Farm customers with the benefit of knowledge from two very strong and well-established companies. This company has been a staple mark in neighborhoods around the country for nearly 100 years and as such, their name is synonymous with longevity, customer service, and comprehensive coverage. With the variety of coverage that State Farm offers, along with their 24/7 live support, many people turn to State Farm before considering any other insurance carrier.

While going with a reputable company is a smart move, it’s still wise to look at other options too. Since rates and benefits vary so widely, health insurance is not a one size fits all proposition. Start by learning by getting a variety of quotes, then learning about each insurer before you make a final decision. Read through this

State Farm Health Insurance Plans

State Farm Health Insurance Company, in conjunction with Assurant Health Insurance Company, offers several State Farm health plans for their customers. Customers can purchase individual health insurance coverage, high deductible health plans, short-term medical, student select coverage and supplemental coverage. Each of these plans are specifically designed to assist individuals in specific situations. For example, individual health insurance is a plan that is usually chosen by people who are self-employed, have no health insurance through their job, retirees, or are part-time workers who do not qualify for health insurance through their place of employment. State Farm health insurance offers these individuals two options; a standard indemnity plan or a high deductible health care plan.

An indemnity plan with State Farm offers you the option of a very high life time maximum (for an extra cost of course). State Farm offers a staggering $8 million lifetime maximum offer if you are in need of it. To lower your costs you can choose a lower lifetime maximum as well. Indemnity plans offer you the option of seeing any doctor that you choose and State Farm offers worldwide care, so if you are out of the country and are ill or injured, you can visit any physician necessary. You also do not need a referral to see a specialist with an indemnity plan.

A high deductible plan is just what it sounds like, you choose a higher deductable in order to have a more affordable premium. In this case, you can choose a deductible as high as $10,000 for a family, if you wish. However, unless you have this kind of money readily at hand, it may not be the best idea to choose such a high deductible for your plan. No matter what your deductible is, you are able to see a doctor for preventative services, such as a physical, mammogram, etc. without it applying to the deductible. In these cases you simply pay a co-insurance to the doctor’s office at the time of your visit.

Short Term, Student, & Supplemental Coverage

Short term health insurance is growing more popular as more people are finding that they are out of work and need an affordable insurance plan to tide them over until they find another job. You should consider short-term insurance if you believe that you will have a job soon that will provide you with insurance or if you have started a job that has a sixty to ninety day period before your insurance becomes effective. Short term insurance is not meant to replace regular insurance and does not cover pre-existing conditions, nor does it provide comprehensive insurance.

Student select coverage offers coverage for college students who no longer have coverage under their parents insurance. One of the costs that many students forget to consider is the cost of health care, which is required by every United States college for every student who attends classes on campus. Student select coverage is a basic health insurance plan that covers typical emergencies and preventative care at an affordable rate for students.

Lastly, State Farm also offers a supplemental medical plan. Supplemental medical is insurance that covers catastrophic events. Some people choose this plan in addition to their regular health insurance to ensure that if something truly serious occurs, they have additional coverage. Others choose this plan as their only health care options because it offers an affordable way to receive care if something serious happens, such as a heart attack or stroke.

Additional State Farm Health Plans

You can also purchase a prescription plan, a vision plan and a dental plan through State Farm as separate policies. State Farm offers small businesses the option of purchasing health insurance as well. These plans include indemnity, HMO, PPOs and POS plans, giving employers many options to choose from in a range of price points.

State Farm also offers a variety of other insurance options for their customers. They offer auto insurance, boat insurance, homeowners insurance, business insurance, life insurance, disability insurance, flood, motorcycle, and more. They are truly a full service insurance company.

State Farm Awards & Recognition

Many awards have been presented to State Farm as well; most are awards for their diversity in the workplace, such as the CODY Award and the Top 50 Employer – Equal Opportunity Magazine’s 2009 Reader’s Choice Award. These awards show State Farm’s commitment to the people that work for them which in turn is passed on to their customers.

Compare State Farm Health Insurance Quotes!

Despite all of the wonderful things that State Farm has to offer to their customers and potential customers, they may not be the right company for you to purchase your health insurance from. State Farm health insurance is not available in Wisconsin, Massachusetts, New Jersey, New York, Rhode Island, and Vermont. You will not know who is right for you until you do a quote comparison between several companies who sell insurance in your area. To do that, you can use the free quote tool that we offer right here on the top of this page. You will find that you can compare State Farm’s rates with other companies and see who has the best price for the health insurance that you need. Enter your zip to start comparing health insurance providers today!

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Erie Insurance Defense Lawyers | Compare Top Rated Pennsylvania Attorneys

Compare 18 top rated Pennsylvania attorneys serving Erie.

Kimberly A. Oakes

Claimed Lawyer ProfileSocial Media

Insurance Defense, Divorce, Family and Workers’ Comp
University of Pittsburgh School of Law

Kimberly A. Oakes is a partner in the law firm of MacDonald, Illig, Jones & Britton LLP, where she is the head of the firm’s Family Law Practice Group.

Ms. Oakes focuses her practice primarily in the area of family law. She has experience in handling divorces, adoption, alimony and spousal support, child support, child custody and visitation, domestic violence, paternity, prenuptial agreements and postnuptial agreements.

As a litigator, Ms. Oakes also has experience in Insurance Defense and Workers Compensation matters.

Jamie R. Schumacher

Claimed Lawyer ProfileSocial Media

Insurance Defense, Business and Employment
University of Pittsburgh School of Law

Jamie R. Schumacher is an Associate in the Litigation Department at MacDonald Illig where she concentrates her practice in the areas of commercial litigation, employment litigation, insurance defense, and municipal/ordinance enforcement. She is also a member of the firm’s Commercial/General Litigation Practice Group, Labor & Employment Practice Group, Government Services Practice Group, Marketing Committee, and the Recruitment Committee. Ms. Schumacher is licensed to practice in all Pennsylvania state courts, the United States District Courts for the Western and Middle Districts of Pennsylvania and the Third Circuit Court of Appeals.

Ms. Schumacher is the former chair of the Young Lawyers Division…

T. Warren Jones

Claimed Lawyer ProfileSocial Media

Insurance Defense, Arbitration & Mediation, Personal Injury and Products Liability
University of Pittsburgh School of Law

Terry Jones is a trial lawyer who has spent his entire career representing both plaintiffs and defendants in significant personal injury cases and wrongful death actions. He has litigated hundreds of cases, including automobile liability, product liability, medical malpractice and premises liability matters, many of which have involved catastrophic personal injuries or deaths. Mr. Jones also has been involved in the defense of a number of class action cases. He enjoys a Martindale Hubbell rating of AV Preeminent, the highest available rating for professional competence and ethics.

Mr. Jones has completed the ADR training program in the U.S….

Lisa Smith Presta

Claimed Lawyer ProfileSocial Media

Insurance Defense, Business, Employment and Health Care
University of Pittsburgh School of Law and University of Pittsburgh School of Law

Bruce L. Decker Jr.

Claimed Lawyer ProfileSocial Media

Insurance Defense, Personal Injury, Social Security Disability and Workers’ Comp
Cleveland State University Cleveland-Marshall College of Law

Bruce Decker is a partner at MacDonald Illig Attorneys and a member of the firm’s Litigation Department. Bruce practices primarily in the area of Civil Litigation, Commercial Litigation, Workers’ Compensation, Insurance Defense and General Labor matters. He represents individuals and insurance companies in personal injury and property damage matters. He also represents individuals in Social Security Disability Claims.

Bruce is a trial lawyer and litigates matters in State Court and Federal Court and concentrates his litigation practice in civil and commercial litigation. Bruce is also involved in the representation of both employers and individuals in workers’ compensation and unemployment compensation litigation….

Dale Huntley

Claimed Lawyer ProfileSocial Media

Dale Huntley

Erie, PA Insurance Defense Lawyer with 39 years of experience

Insurance Defense, Business and Real Estate
University of Idaho College of Law

Dale Huntley is a Senior Partner in the Litigation Department of MacDonald, Illig, Jones & Britton, LLP. His practice consists primarily of the defense of all types of claims including premises, vehicle and insurance coverage and insurance subrogation matters.

Mr. Huntley received his undergraduate degree magna cum laude from Edinboro University of Pennsylvania and his juris doctor from the University of Idaho where he was a member of the law review.

Mr. Huntley is a member of the firm’s litigation and special insurance services groups.

John W. Draskovic

Claimed Lawyer ProfileSocial Media

Insurance Defense, Employment and Workers’ Comp
The Ohio Northern University Pettit College of Law

Lydia Horan Caparosa

Claimed Lawyer ProfileSocial Media

Insurance Defense, Business and Personal Injury
University of Pittsburgh School of Law

Lydia Horan Caparosa is an Associate in the Litigation Department at MacDonald Illig. She is a member of both the firm’s Commercial/General Litigation Practice Group and the Insurance/Personal Injury Practice Group. Ms. Caparosa is licensed to practice in all Pennsylvania state courts as well as the United States District Court for the Western District of Pennsylvania.

Ms. Caparosa graduated from Pennsylvania State University with degrees in Finance and International Politics in 2011. Thereafter, Ms. Caparosa earned her Juris Doctorate from the University of Pittsburgh School of Law. While at the University of Pittsburgh, Ms. Caparosa worked as…

Joel Mark Snavely

Claimed Lawyer ProfileSocial Media

Insurance Defense, Medical Malpractice, Personal Injury and Products Liability
University of North Carolina School of Law

Attorney Snavely’s civil litigation practice includes the defense of healthcare providers in professional negligence and licensure actions; the representation of both defendants and plaintiffs in premises liability, auto accident, product liability, and construction actions; and the representation of plaintiffs and defendants in other civil litigation matters.

Attorney Snavely also represents and provides advice to healthcare providers on a variety of matters, including employment contracts, credentialing, peer review, end of life issues, medical records, risk management, controlled substances and nonprofit corporation law.

Attorney Snavely is admitted to all Pennsylvania courts, the U.S. Court of Appeals for the Third Circuit, and the…

John Fessler

Claimed Lawyer ProfileSocial Media

John Fessler

Erie, PA Insurance Defense Attorney with 36 years of experience

Insurance Defense, Personal Injury and Real Estate
University of Dayton School of Law

John Fessler has been a civil litigator for more than 25 years. His practice is concentrated primarily in the areas of insurance defense, commercial litigation and personal injury. John has represented insurance carriers in a variety of cases over the years, including those involving automobile policies, commercial general liability policies and homeowner policies.

Attorney Fessler also has an extensive real estate practice, providing counsel to buyers, sellers and lending institutions, as well as regularly participating in Sheriff Sales.

He is AV Preeminent peer-review rated,* the highest rating, through Martindale-Hubbell. Mr. Fessler was awarded the 2007 President’s Award from the Erie County Bar…

John M. Quinn Jr.

Claimed Lawyer ProfileSocial Media

Insurance Defense, Personal Injury and Products Liability
University of Pittsburgh School of Law

Attorney Quinn chairs the Litigation Division, and he practices exclusively in civil litigation. He has been handling personal injury cases for over 30 years and has been involved in all types of civil cases including auto accident, product liability, medical malpractice and many other types of personal injury cases.

Attorney Quinn has represented both plaintiffs and defendants in personal injury and medical malpractice cases. He has been able to maximize the money awarded by a jury for a personal injury victim. He is also very familiar with how insurance companies view personal injury claims and litigation and how to obtain maximum…

Matthew W. Fuchs

Claimed Lawyer ProfileSocial Media

Insurance Defense, Business, Construction and Workers’ Comp
Rutgers School of Law-Camden

Laura Popoff Stefanovski

Claimed Lawyer ProfileSocial Media

Insurance Defense, Medical Malpractice and Personal Injury
Case Western Reserve University School of Law

Ms. Stefanovski devotes her practice entirely to litigation. She has experience in the specific areas of insurance defense, personal injury defense and premises liability.

Gregory Paul Zimmerman

Claimed Lawyer Profile

Insurance Defense, Arbitration & Mediation, Business and Personal Injury
Duquesne University School of Law

Andrew Michael Schmidt

Insurance Defense and Consumer

Anthony Robert Himes

Insurance Defense, Criminal and Workers’ Comp

Eugene Sundberg

Insurance Defense and Real Estate

Walter Deacon

Insurance Defense, Business, Employment and Immigration

Miles Karson

Insurance Defense, Estate Planning and Real Estate

Steven Glenn Blackmer

Insurance Defense, Environmental and Personal Injury

Nicholas Joseph Koch

Insurance Defense and Personal Injury

Concetta Angela Silvaggio Esq

Insurance Defense, Environmental and Personal Injury

Ruth Antinone Esq

Insurance Defense, Environmental, Personal Injury and Products Liability

Karen Lynn Mascio Esq

Insurance Defense, Business, Personal Injury and Products Liability

David Matthew Zimmerman

Insurance Defense, Business, Municipal and Personal Injury

James Hollihan

Insurance Defense, Antitrust, Appeals and Business
Duquesne University School of Law

Geoffrey Steven Peterson

Insurance Defense and Personal Injury
University of Pittsburgh School of Law

James Young Jr James Young Jr

Pittsburgh, PA Insurance Defense Lawyer with 23 years of experience

Insurance Defense, Business, Environmental and Personal Injury

Kevin Michael Ward Michael Alan Katz Esq

Insurance Defense, Environmental and Personal Injury

Ronald Joseph Richert Esq

Insurance Defense, Personal Injury and Real Estate

Glenn Huetter Jr

Insurance Defense, Business, Environmental and Personal Injury

Katherine Stout Richard Flannery

Insurance Defense, Civil Rights, Social Security Disability and Workers’ Comp

James DeVittorio

Insurance Defense and Personal Injury

Lola James Lola James

Pittsburgh, PA Insurance Defense Attorney

Insurance Defense, Environmental and Personal Injury

Joseph Domenic Silvaggio

Insurance Defense, Criminal, DUI and Personal Injury

Robert J. Foster

Claimed Lawyer ProfileSocial Media

Robert J. Foster

Philadelphia, PA Insurance Defense Attorney with 30 years of experience

(215) 495-6514 Cira Centre, 13th Floor
2929 Arch St
Philadelphia, PA 19104

Insurance Defense, Entertainment & Sports, IP and Personal Injury
Georgetown University Law Center

I am an experienced Pennsylvania attorney. My practice is focused on a wide array of complex litigation matters, including Class Actions, Commercial Litigation, Fraud, Unfair Trade Practices, Personal Injury, Insurance Coverage Disputes, Bad Faith, Professional Liability Claims, and Entertainment & Sports Law.

I am dedicated to helping my clients resolve their complex legal matters. My extensive experience, knowledge and skill are invaluable in breaking down complex issues and identifying solutions.

I received my B.A. with Distinction and Honors, from the University of North Carolina, Chapel Hill. My J.D. was earned magna cum laude, from Georgetown University Law Center. Outside of work,…

Daniel E. Cummins

Claimed Lawyer ProfileBlawg SearchSocial Media

Daniel E. Cummins

Clarks Summit, PA Insurance Defense Lawyer with 27 years of experience

Insurance Defense, Insurance Claims, Medical Malpractice and Personal Injury
Pennsylvania State University – Dickinson School of Law and University of London (England), Faculty of Laws

Daniel E. Cummins, Esquire is an AV-rated partner in the Clarks Summit (Scranton area), Pennsylvania law firm of of Cummins Law with over 22 years of litigation experience in Northeastern Pennsylvania, including insurance defense work in the Poconos area and the surrounding counties.

Attorney Cummins has focused his practice on defending motor vehicle accident liability cases and UIM/UM arbitration matters along with premises liability and products liability cases. Mr. Cummins is also routinely summoned by his clients to handle matters involving insurance coverage questions and insurance subrogation claims.

Mr. Cummins has been selected for inclusion in…

James L. Griffith Jr.

Claimed Lawyer ProfileSocial Media

(215) 495-6510 Cira Centre, 13th Floor
2929 Arch St
Philadelphia, PA 19104

Insurance Defense, Business and Securities
Widener University School of Law

Need a lawyer?

The Justia Lawyer Directory is a listing of lawyers, legal aid organizations, and pro bono legal service organizations. Whether you were injured, are accused of a crime, or are merely engaging in everyday affairs that affect your legal rights or property, an attorney can help you resolve problems or prevent new ones from arising.

Here are just a few situations where you might want to seek the advice of an attorney:

  • You were injured in a car or truck accident
  • You have been arrested and charged with a crime, such as DUI or shoplifting
  • You are considering separating from your spouse
  • You have been subjected to harassment or other discrimination at work

Use Justia to research and compare Erie attorneys so that you can make an informed decision when you hire your counsel.

It is important to research an attorney before hiring him or her. Be sure to evaluate an attorney’s experience (types of cases handled, prior results obtained, etc.). Although prior results are not indicative of the likelihood of success in your case, they can help you make an informed decision.

Also worth serious consideration is the attorney’s location, particularly if you will be traveling to visit him or her for consultations.

Finally, research an attorney to see whether he or she has ever been subject to discipline. Although disciplinary actions do not necessarily impact the attorney’s competence to handle your case, they may affect your decision whether to hire.


Renters Insurance | Insurance for Apartments

Determining how much coverage you need begins with how much stuff you need to protect.

Your belongings
The more stuff you need to protect, the higher the limit you should consider. Take inventory of your belongings prior to quoting, that way you have a better general idea of the coverage limit you’d like to select. This includes your clothes, electronics, furniture, kitchenware, jewelry, and other items you own.

Your liability
Liability comes standard with a Liberty Mutual Renters policy. This coverage means you’re protected if you, your family member, or your pet injures someone or their property.

You can also consider no-fault medical coverage, which means your insurance company will foot the bill for someone’s medical bills if they’re injured in your home.

Your policy’s liability portion could also cover the cost of a lawyer to defend you in court and the cost of court awards, up to your policy’s limit. These limits usually start at about $100,000, but you can choose to buy more coverage.7

Finally, here’s a helpful way to think about the cost of your policy:
More coverage + lower deductible = higher premium
Less coverage + higher deductible = lower premium


Auto, Life, Health, Term Life

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Allstate Insurance Agents in Georgia

We’ve Got Insurance in Georgia Covered.

If something is important to you, you’re going to want to protect it – whether it’s the condo you rent in downtown Atlanta, the boat you cruise down Savannah’s coastal creeks and rivers, or the car you drive on back highways past farmland and forests.

Here at Allstate, a Georgia agent can help you created a customized insurance policy. Just select your city from the list below to find the Allstate agent in your neck of the woods. Local agents come equipped with the knowledge you can only gain from living here. Call to get a quote, ask questions or compare you current policy to one we can create for you. Pick up the phone — we’re right around the corner and ready to help.


Who is Eligible to Get Car Insurance from USAA?

Last Updated on August 1, 2020

The United Services Automobile Association, or USAA, is an insurance company that serves active-duty military, veterans, and family members. Originally founded as a car insurance company, USAA now offers a wide variety of banking and insurance services.

You may have noticed great prices on USAA auto insurance when comparing quotes online. However, not everybody is eligible to receive USAA car insurance. Who’s eligible for USAA car insurance? Who qualifies for coverage through USAA? Today, we’re explaining everything you need to know about getting car insurance from USAA, including:

eligible for usaa auto insurance

What is USAA?

The United Services Automobile Association, or USAA, was founded in 1922 by a group of 25 officers from the U.S. Army. The officers founded USAA to solve a problem: many military officers were paying high car insurance prices because they were perceived to be a high-risk group. The USAA was launched to provide mutual self-insurance for military personnel unable to secure affordable auto insurance.

Today, USAA is a Fortune 500 group that serves customers all over the world. Headquartered in San Antonio, USAA offers a diverse range of insurance, banking, and financial services. You can use USAA for everything from life insurance to car insurance to credit cards to retirement savings accounts. Many military personnel depend on USAA for virtually all their financial services.

Originally, USAA was only available to members of the military. In fact, up until the 1990s, USAA eligibility was limited to officers in the military or those who were preparing to become commissioned officers.

Over the years, however, the company has expanded to offer financial services to past and present members of the U.S. military and their immediate families, including commissioned and non-commissioned officers and their relatives.

Who Qualifies for USAA Auto Insurance?

Virtually all active and retired members of the U.S. military will qualify for USAA membership. You may also qualify if you’re in training to become a commissioned officer – like through ROTC. In addition, the immediate family members of active and retired service personnel may qualify. Here are the specific eligibility requirements, according to

  • Active, retired, and honorably separated officers and enlisted personnel of the U.S. military
  • Officer candidates in commissioning programs, including Academy, ROTC, and OCS/OTS
  • Adult children whose eligible parents have or had a USAA auto or property insurance product (children must be 18 years of age or older to qualify for membership, and they must purchase products in their own name; children under the age of 18 can be listed as family members under the auto insurance policy of an eligible parent, however)
  • Widows and widowers of USAA members who have or had a USAA auto or property insurance policy

Many People Are Unaware They Qualify for USAA Membership

Did your great-grandfather fight in World War II? Did your grandfather fight in Vietnam? Do you have a parent who fought in the Gulf War, Iraq, Afghanistan? Whatever your situation may be, you qualify for USAA membership if you have a direct lineage to a US military veteran.

If you’re not a veteran or active duty, but your parents or grandparents are, then ask them if they’re USAA members. If not, encourage them to sign up. If your grandparents served, then you may need to get them to sign up, and then get your parents to sign up, and then you’ll qualify. Many veterans can save a considerable amount of money by getting insurance products and other financial services through USAA.

Here’s the great thing about USAA: once you’re in, you’re in. Even if your veteran grandfather passes away, your USAA membership stays active. You will never lose it.

You Can Access USAA Products and Services Even If You’re Ineligible

So you’re not former or active duty military and you’re not immediately related to anyone who is. What’s next?

Unfortunately, you don’t qualify for the full suite of USAA financial and insurance products. However, you can still access certain USAA products even if you don’t qualify for membership.

You can still use USAA’s investment services, for example. You can also purchase life insurance policies.

However, if you don’t qualify for USAA membership based on the rules we listed above, then you will be unable to access auto insurance, roadside assistance coverage, property insurance, and other popular insurance products. You are also ineligible to open a USAA bank account.

Final Word on Who Is Eligible for USAA Insurance

USAA offers some of the best prices on car insurance in the United States. However, only certain people will qualify for USAA insurance – including active duty military and veterans as well as their immediate family. You qualify if your parents are USAA members, for example, regardless of whether or not you’ve ever served.

Compare auto insurance quotes online today and request a quote through USAA. Remember, millions of Americans qualify for USAA membership and don’t know it.


beWellnm |New Mexico Health Insurance Exchange

COVID – 19 is a serious public health issue. Stay informed.

Find out what testing and treatments your health plan covers, visit: What does Health Insurance cover?

For Information Related to COVID-19 Individual & Small Group Market Insurance Coverage

FAQ information from the Center of Medicare & Medicaid on Coverage Benefits for COVID-19

For more information on prevention and treatment of COVID-19, visit:

    New Mexico Department of Health: COVID – 19 2019 in New Mexico
    Center for Disease Control and Prevention: CDC COVID – 19